Should You Appeal Your Property Tax Assessment This Year?

January 04, 2026 11

Key Takeaways:

• Timing: The protest window in Texas is short, usually ending in mid-May or 30 days after the notice arrives.
• Savings: A successful appeal can lower your annual property tax bill and prevent overpayments in future years.
• Strategy: Using accurate comps and supporting documentation is essential for presenting a strong case to the appraisal district.

Property tax assessments can feel confusing, especially when the number on your notice seems higher than expected. Many Texas homeowners accept the value without question, not realizing they have the right to challenge it. Appealing your property tax assessment is a legal and often effective way to make sure you are not paying more than necessary. This is not about avoiding taxes but making sure your valuation is fair and based on accurate information.

At Property Tax Solutions, we specialize in helping Texans protect their investment by challenging inflated property tax assessments. We have built a process around in-depth market research, local experience, and a commitment to getting results. Our team has helped property owners across the state reduce their tax burdens and gain clarity about their property values.

Reasons To Consider Appealing Your Assessment

For many property owners in Texas, the annual property tax bill can feel frustrating, especially when the assessed value of your property doesn’t reflect its current condition or true market value. Appealing your property tax assessment is a legal and often overlooked opportunity to challenge that valuation. Here’s why it might make sense to take a closer look at your most recent notice:

Your Property May Be Overvalued

Appraisal districts assess properties based on market data as of January 1st, but these assessments aren’t always updated accurately or fairly. If your property’s assessed value seems higher than recent sale prices in your area or simply out of step with market trends, it’s worth exploring an appeal.

Errors In Your Property’s Record Could Be Costing You

Simple miscalculations, such as incorrect square footage, missing exemptions, or unrecorded structural changes, can significantly affect your tax burden. Appealing gives you a chance to correct these issues and bring your tax liability back in line with reality.

Comparables Aren’t Always Comparable

Appraisal districts rely on “comps” sales of nearby homes with similar characteristics to determine your property’s value. But not all comps are created equal. Differences in renovations, condition, age, or even location on the street can skew valuations. A protest allows for a more accurate comparison.

Your Property’s Condition May Have Changed

Flood damage, foundation problems, or other structural issues might not be reflected in your appraisal. If your home has suffered damage or deterioration, it’s worth pointing that out through the protest process.

The Market Has Shifted

Local real estate trends can change quickly. If prices in your area have declined or plateaued since last year’s assessment, your property’s valuation might be out of date. That’s another strong reason to consider filing an appeal.

How Property Taxes Are Calculated In Texas

Understanding how your property taxes are calculated can help clarify why an appeal might be necessary. In Texas, property tax bills are based on a few key components, all of which can impact how much you ultimately owe each year.

Appraised Value

Each year, the county appraisal district assigns a value to your property as of January 1. This value is meant to reflect your home’s market worth, based on local real estate data and property characteristics. Factors include location, square footage, age, and any improvements or upgrades made.

Exemptions

Various exemptions can reduce your taxable value and, in turn, lower your bill. Common examples include the homestead exemption, the over-65 exemption, and exemptions for disabled homeowners or veterans. These need to be applied for and verified. Missing an exemption could mean paying more than necessary.

Taxing Jurisdictions And Rates

Your final property tax amount is determined not just by the appraised value, but also by the rates set by local taxing entities. This includes school districts, cities, counties, and other special districts. Each one sets its own rate, and together they determine the total percentage applied to your taxable value.

Assessment Ratio

Texas uses a 100 percent assessment ratio, which means your property should be taxed on its full market value. While this sounds straightforward, it makes accurate valuation even more important. An overstatement of your property’s value directly increases your tax bill with no buffer.

The Benefits Of Appealing Your Property Taxes

Appealing your property tax assessment can lead to more than just a one-time reduction. It offers a range of financial and strategic benefits for homeowners and investors alike.

Potential For Meaningful Savings

If your property has been overvalued, you’re likely paying more in taxes than you should. Correcting that value through a successful appeal can lead to significant annual savings. Over time, those savings can compound, especially if your property is held long term.

Accurate Valuation Helps With Long-Term Planning

A fair property assessment gives you a more accurate picture of your financial obligations. This can improve budgeting, forecasting, and your overall understanding of how your property fits into your financial goals.

Correcting Errors Early Prevents Larger Issues Later

Over time, small errors in assessed value can snowball. By appealing and addressing these discrepancies early, you can prevent inflated valuations from compounding year after year. It’s easier to course-correct now than to wait until the issue has grown.

A Streamlined Process With The Right Support

Appealing might sound complex, but with guidance from experts who understand Texas property tax rules, the process becomes manageable. The value of professional help lies in knowing how to build a case, what data carries weight, and how to present your argument effectively.

When Is The Best Time To Appeal?

Understanding the right time to appeal your property tax assessment can make the difference between a successful protest and a missed opportunity. Texas has firm deadlines, and staying ahead of them gives you the best chance to challenge an inaccurate valuation. Here’s what you need to know about the timing and process of a property tax appeal:

When Appraisal Notices Are Sent

Each year, appraisal districts across Texas mail out property value notices, typically between early April and mid-May. These notices indicate the assessed value of your property as of January 1 and serve as your formal notification. Once received, the countdown to the protest deadline begins.

Your Appeal Deadline

By law, property owners must file a protest by May 15 or within 30 days of receiving the appraisal notice, whichever is later. This deadline is strict and missing it usually means forfeiting your right to appeal for that year. Marking your calendar and preparing ahead is key to avoiding last-minute issues.

Why Starting Early Matters

The sooner you begin reviewing your notice and preparing your appeal, the more time you have to gather evidence and identify any problems in the appraisal. Starting early can also provide access to better comparables and allow for more thorough data analysis. If you’re working with a professional service, early action gives them the space needed to build a stronger case on your behalf.

Steps Involved In The Appeals Process

Appealing your property tax assessment might seem overwhelming at first, but the process follows a clear set of steps. When approached methodically, it becomes much easier to manage and navigate. Here’s how the typical appeal process unfolds from start to finish:

Sign Up For Representation

The first step is to authorize a firm or begin the process yourself. If you’re working with Property Tax Solutions, this typically involves signing a brief agreement that allows our team to represent you during the protest. This authorization gives us the legal ability to manage filings and communicate with the appraisal district on your behalf.

Property And Market Research

Accurate, up-to-date data is the foundation of any successful appeal. We analyze sales data, comparable properties, and public records to identify overvaluations or inconsistencies in your appraisal. Local expertise, combined with market analysis, helps uncover key insights that may support your case.

Preparing The Evidence

Once we identify any discrepancies, the next step is to compile the necessary documentation. This may include photos of your property, repair estimates, comparable sales data, and any supporting records that highlight differences between your home and those used in the assessment. All of this is organized into a comprehensive file that is tailored for the appraisal district’s review process.

Filing And Advocacy

After gathering the evidence, the protest is officially filed with the county appraisal district. Our team then presents the case, either in written form or at a formal hearing, depending on the circumstances. The goal is to advocate for a corrected valuation that reflects the true condition and market value of your property.

Ongoing Support and Follow-Up

Throughout the process, we keep you updated on the progress of your appeal. After the protest, we review the results with you and discuss any additional steps, if necessary. Even after your case is closed, we continue to monitor changes that may affect your property’s future assessments.

Gathering Evidence For A Successful Appeal

Strong evidence is the backbone of any property tax protest. The appraisal district is unlikely to adjust your valuation without clear, documented reasons. That’s why collecting accurate, relevant information is essential before filing an appeal:

Collecting Property-Specific Documentation

Start by reviewing your property’s current appraisal notice to check for any inaccuracies. Look at details such as square footage, lot size, number of bedrooms and bathrooms, and the condition of improvements. If anything is incorrect or outdated, this can become part of your supporting argument.

Analyzing Comparable Sales

Comparable properties, or “comps,” are a critical part of the evidence file. These are similar homes in your area that have recently sold and can help illustrate where your property stands in the market. The goal is to show that your assessed value is higher than what similar homes are actually selling for.

Leveraging Local Knowledge And Technology

At Property Tax Solutions, we combine proprietary research tools with local market expertise to build strong, data-driven cases. Our team analyzes historical trends, neighborhood shifts, and pricing patterns to support each appeal with solid evidence. The goal is always the same, a fair assessment based on facts, not assumptions.

Final Thoughts

Appealing your property tax assessment is not just about lowering a bill. It is about holding the system accountable to accurate data and fair valuation. When your property is assessed too high, you are paying more than your share, and that affects your financial planning, especially over time.

For many homeowners in Texas, filing a protest each year is part of a smart, proactive approach to managing long-term housing costs. Even if the savings seem small in a single year, the impact grows when you consider how taxes accumulate across several. It also ensures your assessment stays aligned with changing market conditions and property-specific updates that the appraisal district might overlook.

If you are unsure whether your home has been fairly assessed, take a moment to find out. Use our free property tax review to check for potential savings. It is a simple step that could make a meaningful difference in what you owe next year.

Frequently Asked Questions About Appealing Property Tax Assessments This Year

Can appealing my property tax assessment trigger a reassessment that increases my value?

It is possible, but not common. Most appraisal districts will only increase a value during protest if significant discrepancies are found that justify the change. In most cases, the focus is on reviewing and correcting overvaluation.

Is there a fee to appeal my property taxes in Texas?

You can file a protest yourself at no cost. However, if you hire a professional firm like Property Tax Solutions, they may charge a percentage of the tax savings or a flat fee, depending on the service.

How long does the appeal process take from start to finish?

Most appeals are resolved within a few weeks to a few months, depending on the county and the complexity of your case. Some may be resolved informally, while others go through a full hearing process.

Can I appeal if I recently bought my home at a lower price than the assessed value?

Yes. A recent purchase price below your assessed value can be a strong basis for appeal, especially if it reflects fair market conditions and not a distressed sale.

What happens if my appeal is denied?

If your protest is denied, your assessed value will remain as stated in the notice. You still have the option to escalate the case through arbitration or court, although that is less common and involves additional steps.

Can I appeal my property taxes every year?

Yes. Texas property owners are allowed to protest their assessment annually. Many successful filers review and protest their value each year as part of managing ongoing property costs.

Will an appeal impact my mortgage escrow account?

Yes, if the appeal results in a lower tax bill, your lender may adjust your escrow account accordingly. This could reduce your monthly mortgage payment slightly, depending on timing.

Is an appraisal required to appeal my property taxes?

No, but a professional appraisal can strengthen your case. It is not mandatory, especially if you have strong comparable sales data and other supporting documentation.

What kind of properties can be appealed?

Residential, commercial, industrial, and even vacant land assessments can be appealed. Any property that is overvalued or has errors in its records may be eligible.

Can I appeal my taxes if I missed the deadline?

Generally, no. If you miss the deadline, you must wait until the next tax year to file an appeal. There are very limited exceptions, such as clerical errors or disaster-related corrections.